Services
Business Retirement Plans
It’s difficult to choose the right retirement plan for your business today—especially if you’re navigating the road alone. We can help.
There are many different plan options and government regulations to consider, including financial relationship transparency, fee disclosures, and fiduciary responsibility regarding investment options. States like New York, New Jersey, Connecticut, and California are changing regulations to require you to provide retirement and other benefits to your employees.
You may not know how—or even where—to start the process.
Retirement plans are complex, but they don’t need to be complicated.
Done well, a retirement plan becomes an asset for your company and stakeholders. That’s why it’s more important than ever to have knowledgeable experts like the team at My Financial Atlas helping you along the way. Here’s what we’ll do for you:
Planning
Having a plan is essential. We’ll create a personalized roadmap for you and your company so you can take care of your employees.
Design
Having a plan is essential. We’ll create a personalized roadmap for you and your company so you can take care of your employees.
Support
We provide support and management at every step, to make the process as smooth as possible.
A Retirement Plan that Works for Everyone
My Financial Atlas and our partners support your values and provide your employees with a clear roadmap to a successful financial future. We’re committed to helping you maximize retirement plan participation:
- Attract and retain top talent.
- Encourage employees who are hesitant to save to start on their retirement planning journey.
- Fulfill regulatory requirements.
Wealth Management
We work with individuals, families, and small business owners, and to us, our clients are much more than numbers on a spreadsheet. They’re real people, with goals and priorities that are important to them, which makes them important to us. Our experienced advisors succeed by helping clients understand their options and identify their goals. Then, with expectations and risk tolerance in mind, we construct financial plans to reach those goals.
Our team of veteran analysts and portfolio managers continually assess every plan, ensuring that our tactics are balanced and optimized toward success. We know that creating a financial strategy that works for a lifetime is never a straight path. Your life will change in ways that you can predict, and in ways you can’t. It’s our job to make sure your financial plan evolves as your life does – and that it’s something you can depend on.
Financial Analysis
A thorough analysis of your finances, where you are and where you want to be, will help our team zero in on the optimal strategy that will build and protect your wealth. We have to experience with a wide range of investor levels, from clients just starting to build their nest egg to clients who are enjoying a well planned retirement.
Preserving Wealth
Preserving your wealth is paramount. We’ll craft custom financial strategies in an effort to protect your investments. We’re nimble, and we consider every scenario that could impact your bottom line, including preparing for medical emergencies, factoring in longevity, managing your portfolio, keeping your business and personal assets separate, and more.
Legacy and Estate Planning
What do you want your legacy to be? Transferring your wealth to your loved ones can be complicated, but our experienced planners can help. Regardless of the size of your estate, we’ll make sure your estate plan considers your will, beneficiaries, power of attorney, advanced medical directives, life insurance, trusts, and more.
Retirement Planning
Our experienced advisors help you make well-informed decisions about your financial future. We deliver advice you can rely on to work toward reaching your retirement goals, including covering essentials, ensuring your lifestyle, preparing for the unexpected, and leaving a legacy.
Insurance
Why do you need life insurance? If you’re someone who others depend on for financial or care support, then the answer is, “For them.” Insurance is personal.
More than policies and procedures, it’s connections with people. It’s protecting them, their wealth, their families, and their lifestyles.
A key part of our clients’ overall financial plan, insurance plays a vital role in the financial roadmap.
Life Insurance
As part of overall Protection Portfolio Planning, life insurance can serve as a source of financial security for our clients and their families, whether Term, Universal, Whole Life, or a combination of policies.
- Term Life Insurance provides financial protection for a specified time period, such as 15 or 30 years, during which the payment will stay the same. It’s generally less expensive than permanent life insurance.
- Universal Life Insurance is often used as part of a flexible estate planning strategy. It’s commonly used to preserve wealth and for long-term income replacement.
- Whole Life Insurance is just that: A permanent policy that provides lifetime coverage. Higher premiums are often fixed, and come with cash value.
Long Term Care Insurance
Planning for a long-term care event can help safeguard assets, for you, your spouse, and your children.
It’s crucial to protecting your wealth from the costs associated with extended care—
whether at home, a facility, or an assisted living community—while ensuring you receive the specialized, personal care you need as you age.
Disability Insurance
The Social Security Administration notes that about 1 in 4 of today’s 20 year-olds will become disabled before reaching age 67 and 65% of the private sector workforce has no long-term disability insurance.
If you’re ever unable to work for an extended period of time—or need to stop working completely—proper planning for a disability can help ensure continued cash flow for business and personal situations.